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Home Loan Tips & Insights

Expert advice on mortgages, first home buying, refinancing, and the Gladstone property market.

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Young couple first home buyers in Gladstone

First Home Buyers 28 January 2026

First Home Buyer's Complete Guide to Buying in Gladstone 2026

Everything first home buyers need to know about purchasing in Gladstone. From grants and concessions to the buying process, deposit requirements, and local market insights.

Gladstone investment property opportunities

Market Insights 20 January 2026

Investing in Gladstone Property: A Complete Guide for 2026

Is Gladstone a good place to invest? Explore rental yields, suburb profiles, tenant demand, and what makes Central Queensland attractive for property investors.

Recent Articles

Showing 9 of 23 articles

Signs it's time to refinance your home loan

Tips & Advice

When Should You Refinance Your Home Loan? 5 Signs It's Time

Is it time to refinance your home loan? Learn the key signs that indicate refinancing could save you money, plus when it might not be worth the switch.

12 January 2026

Finance Education

Understanding Home Loan Interest Rates in Australia

Learn how Australian home loan interest rates work, what affects them, and how to secure the best rate for your mortgage. Expert guidance from Gladstone brokers.

15 August 2024

First Home Buyers

How Much Can I Borrow for a Home Loan?

Discover how lenders calculate your borrowing capacity and what factors affect how much you can borrow for a home loan in Australia.

8 August 2024

First Home Buyers

Lenders Mortgage Insurance (LMI) Explained: Is It Worth Paying?

Everything you need to know about Lenders Mortgage Insurance in Australia - what it is, how much it costs, and whether you should pay it or wait.

1 August 2024

Finance Education

Offset Account vs Redraw Facility: Which is Better?

Compare offset accounts and redraw facilities to understand which home loan feature saves you more money and suits your financial situation.

25 July 2024

Finance Education

How Your Credit Score Affects Your Home Loan Application

Understand how credit scores work in Australia, what affects them, and how to improve your credit before applying for a home loan.

18 July 2024

Construction

Construction Loan Process Explained: Building Your New Home

Complete guide to construction loans in Australia. Understand progress payments, fixed price contracts, owner-builder requirements and the build process.

11 July 2024

Finance Education

Self-Employed Home Loan Guide: Getting Approved as a Business Owner

How self-employed borrowers can get home loan approval in Australia. Understand documentation requirements, lender policies, and tips for business owners.

4 July 2024

First Home Buyers

Family Guarantee Loans Explained: Buying with Help from Parents

How family guarantee loans work, the risks and benefits for guarantors, and whether using parental help is right for your home purchase.

27 June 2024

First Home Buyers

Queensland First Home Buyer Grants & Concessions 2024

Complete guide to Queensland first home buyer grants, stamp duty concessions, and government incentives to help you buy your first home.

20 June 2024

Refinancing

10 Refinancing Mistakes to Avoid When Switching Home Loans

Common refinancing mistakes that can cost you money. Learn what to avoid when switching home loans to ensure you actually come out ahead.

13 June 2024

Finance Education

Should You Get a Car Loan Through a Mortgage Broker?

Discover why mortgage brokers offer car loans, the benefits of using a broker for vehicle finance, and how it compares to dealer finance.

6 June 2024

Investment

Using Home Equity to Buy an Investment Property

Learn how to access equity in your home to fund an investment property purchase. Understand the process, risks, and tax implications.

30 May 2024

Finance Education

Mortgage Broker vs Going Direct to the Bank: Which is Better?

Compare using a mortgage broker versus going directly to a bank for your home loan. Understand the pros and cons of each approach.

23 May 2024

First Home Buyers

Budgeting Tips for First Home Buyers: Building Your Deposit Faster

Practical budgeting strategies to help first home buyers save for a deposit faster while managing everyday expenses.

16 May 2024

Local Market

Tannum Sands Property Market Guide: Buying on the Coast

Complete guide to buying property in Tannum Sands. Understand the local market, lifestyle benefits, and what to consider when purchasing coastal property.

9 May 2024

Investment

Negative Gearing Explained: What Property Investors Need to Know

Understand negative gearing for investment property in Australia. Learn how it works, the tax benefits, and whether it makes sense for your investment.

2 May 2024

Finance Education

What to Expect During the Home Loan Application Process

A step-by-step guide to the home loan application process in Australia. Know what to expect from application to settlement.

25 April 2024

Finance Education

Split Loan Strategies: Combining Fixed and Variable Rates

Understand how split loans work, when they make sense, and how to decide the right fixed/variable ratio for your home loan.

18 April 2024

Finance Education

Downsizing Your Home in Later Life: Finance Considerations

A guide to downsizing your home in retirement or later life. Understand the financial implications, equity release, and planning considerations.

11 April 2024

First Home Buyers

Pre-Approval vs Pre-Qualification: What's the Difference?

Understand the difference between home loan pre-approval and pre-qualification. Learn which one you need and why it matters when house hunting.

4 April 2024

Finance Education

Buying Property at Auction: A Queensland Buyer's Guide

Complete guide to buying property at auction in Queensland. Understand the process, prepare properly, and avoid costly mistakes.

28 March 2024

Finance Education

Home Loan Glossary: 50 Terms Every Borrower Should Know

A comprehensive glossary of home loan and mortgage terms explained in plain English. Understand the jargon before signing your loan.

21 March 2024

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